Texas Property Tax Reform for a High Growth State
A public policy framework focused on transparency, sustainable school funding, and infrastructure finance.
The Chismark Paper
Independent Policy Framework for Texas Tax Stewardship, School Finance Stability, and Long-Term Growth
Texas is experiencing once in a generation growth. How the state manages this moment will shape home affordability, school stability, and infrastructure capacity for decades.
The Chismark Paper presents an independent, practitioner-authored framework focused on converting today’s growth into permanent prosperity through disciplined stewardship rather than short-term reactions.
Prosperity Lockbox Protections
GEAR 2.0 government efficiency review
Innovation and AI revenue stewardship
Texas property tax reform
Texas school funding reform
Endowment-based school funding stabilization
Long-horizon property tax relief design
Texas Family Infrastructure Fund
Texas Growth Dividend framework
Texas infrastructure funding
What This Paper Addresses
Media and Industry Coverage
Full Table of Contents
Executive Summary
Introduction
What ‘Cap & Cut’ Actually Does
Case Studies
California
Colorado
Arizona
North Carolina
Michigan
Kansas
Cook County/Chicago
Florida
Why These Failures Would Be Worse in Texas
The Texas Plan
How We Pay For It - The Bluebonnet
Prosperity Engine
Closing Remarks
Call To Action
About the Author
Legislative Brief
This two-page working brief summarizes the full Chismark Paper for legislative staff.
Chismark Briefs
A series of formal policy briefs expanding on key elements of the framework.
Brief No. 1 - The Case for Thoughtful Tax Stewardship in Texas
Brief No. 2 - The Texas Growth Dividend
Brief No. 3 - The Texas Family Infrastructure Fund
Brief No. 4 - Innovation Stewardship and the AI Opportunity
About the Author
Ryan Chismark is a Texas property tax policy expert specializing in public finance, valuation systems, and infrastructure funding in growth jurisdictions. A Certified Commercial Investment Member (CCIM), he has built his career analyzing, valuing, and advocating for complex properties across the country.
Recognized by D CEO Magazine as one of the 500 most powerful business leaders in Texas and twice featured as the “Face of Property Tax,” Ryan is widely regarded as a clear, accessible voice on Texas’s rapidly evolving tax landscape.
He has spoken nationwide at industry forums, universities, media segments, and Texas legislative hearings, helping shape policy conversations for lawmakers, school districts, businesses, and families.
A husband and father of three, Ryan came to Texas to be part of the Texas Miracle and is committed to protecting the long-term affordability and prosperity of the state he now calls home.